Home for sale in Winchester, CA · Listed at $639,900
34829 Sweet Bells Dr is a single-story home built in 2016 in the Sweetwater Ranch area of Winchester. It has 3 bedrooms, 2 baths and about 1,691 square feet on an oversized lot of more than 8,200 square feet, with gated parking for an RV, boat or trailer. It also comes with an assumable VA loan, which can be a real advantage for a buyer who qualifies.
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Home details
List price: $639,900 (as listed by the listing agent)
3 bedrooms, 2 bathrooms
About 1,691 sq ft of living space
Lot of more than 8,200 sq ft
Built in 2016
2-car garage
Gated side yard with a concrete parking pad about 61 feet long for an RV, boat or trailer
Community: Sweetwater Ranch, Winchester, CA 92596
Why buyers like it
Single-story, split floor plan: the primary suite with a walk-in closet and private bath is on one side, and two bedrooms are on the other.
Open kitchen with granite counters, stainless steel appliances and a center island with bar seating.
Backyard with grass, a large covered patio and a firepit area.
Walk to the community park, with quick access to the 215 freeway and Temecula shopping, dining and Wine Country.
What an assumable VA loan means
With an assumable loan, a buyer takes over the seller's existing mortgage, including its remaining balance and terms, instead of starting a brand-new loan. A few things to know:
The buyer still has to qualify. The loan servicer and the VA must approve the assumption based on the buyer's credit and income.
The buyer usually needs to cover the difference between the price and the remaining loan balance (the seller's equity), with cash or sometimes a second loan.
You don't have to be a veteran to assume a VA loan. If a veteran buyer assumes it, they can substitute their own VA entitlement for the seller's.
Assumptions can take longer than a typical purchase, so it helps to plan ahead.
Stephen can walk you through whether assuming this loan makes sense for you compared with a new loan, and how much you would need for the seller's equity.
About Winchester
Winchester is an unincorporated community in southwest Riverside County, between Temecula, Murrieta, Menifee and Hemet. It's close to Diamond Valley Lake, Temecula Valley Wine Country and the 215 freeway, and many neighborhoods are newer construction like Sweetwater Ranch.
Questions about this home
Can I assume the VA loan on this home?
Possibly. You would need to qualify, and the loan servicer and the VA must approve the assumption. Book a free call with Stephen to see if it fits and how much you would need to cover the seller's equity.
How do I schedule a showing?
Contact the listing agent, Laurie Vallett of LPT Realty, Inc., at 909-764-4542 or laurie@valletthomes.com, or ask your own real estate agent.
How can I see what my payment could look like?
Open photos & payment options for payment scenarios, or talk with Stephen for a custom plan based on your numbers.
Listed by Laurie Vallett, LPT Realty, Inc.
Listing shown courtesy of Laurie Vallett, LPT Realty, Inc., and may sell or change at any time. Payment scenarios are estimates for education only and are not a commitment to lend. Stephen Chakerian, NMLS #2193331. Barrett Financial Group, L.L.C., NMLS #181106. Equal Housing Opportunity.
Updated October 28, 2026
